crisis shared ownership markt in Engeland (in het engels)
In Nederland kennen wij de arrangementen koopgarant, sociale koop e.d. In Engeland voert men het arrangement shared ownership. Een deel van de woning is in eigendom en een deel wordt gehuurd vande corporatie. Het aandeel begint bij 50% tot volledig eigendom. Shared Ownership heeft een behoorlijk aandeel in de woningmarkt. Ook dit segment heeft last van de crisis.
Een bericht vanuit Engeland.
weblog
Housing associations are setting up schemes to help shared ownership homeowners who are falling into arrears because they fail to qualify for the government’s £285 million rescue programme.
The Aster Group this week launched ‘Home SOS’ to help 500 people who own a share of their property but pay rent to the association on the rest. Under the scheme, Aster will let participants reduce their share or sell the home back to the association.
Shared owners do not qualify for the government’s rescue programme, which is for people classified as in ‘priority need’ in homelessness legislation, such as pregnant women, families with children and older people.
Marilyn DiCara, director of sales and marketing at housing association Moat said shared owners should be helped before their financial situation spiralled out of control.
‘Our experience from mortgage rescue is that if you get in early then it is more likely that you can prevent people’s homes from being repossessed,’ she added. ‘We have been talking to lenders and they are picking up increasing trends of shared owners in financial difficulty.’
Ms DiCara said Moat would also buy back portions of the equity in shared owners’ homes.
Jenny Birch, the leasehold manager at the Orbit Group said it was talking to the Tenant Services Authority about the possibility of extending the government’s mortgage rescue scheme to shared owners.An Inside Housing survey of housing associations running the rescue programme revealed a shortfall in their capacity to meet the prime minister’s ambition to rescue 6,000 households from repossession (Inside Housing, 21 August, 2009
Een bericht vanuit Engeland.
weblog
Housing associations are setting up schemes to help shared ownership homeowners who are falling into arrears because they fail to qualify for the government’s £285 million rescue programme.
The Aster Group this week launched ‘Home SOS’ to help 500 people who own a share of their property but pay rent to the association on the rest. Under the scheme, Aster will let participants reduce their share or sell the home back to the association.
Shared owners do not qualify for the government’s rescue programme, which is for people classified as in ‘priority need’ in homelessness legislation, such as pregnant women, families with children and older people.
Marilyn DiCara, director of sales and marketing at housing association Moat said shared owners should be helped before their financial situation spiralled out of control.
‘Our experience from mortgage rescue is that if you get in early then it is more likely that you can prevent people’s homes from being repossessed,’ she added. ‘We have been talking to lenders and they are picking up increasing trends of shared owners in financial difficulty.’
Ms DiCara said Moat would also buy back portions of the equity in shared owners’ homes.
Jenny Birch, the leasehold manager at the Orbit Group said it was talking to the Tenant Services Authority about the possibility of extending the government’s mortgage rescue scheme to shared owners.An Inside Housing survey of housing associations running the rescue programme revealed a shortfall in their capacity to meet the prime minister’s ambition to rescue 6,000 households from repossession (Inside Housing, 21 August, 2009
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